Terms of Use Agreement

https://www.coloradohome.org is owned by the Rocky Mountain Home Association (“RMHA”), a Colorado, non-profit, trade association. RMHA requires that you carefully read, understand and agree to the following provisions of the Terms of Use Agreement (“Agreement”). By accessing, browsing, or using this website, and/or the website pages, any page, thereof linked through any direct or indirect means (collectively, the “Website”), or by using the goods, facilities, or services offered in or through the Website through alternative methods (including, but not limited to telephone, smartphone, mail, text, email social media, or facsimile) you accept and agree to be bound by this Agreement. You agree to review the Agreement for changes.

THIS AGREEMENT CONTAINS DISCLAIMERS OF WARRANTIES AND LIABILITY. THE DISCLOSURES AND CONSENTS REQUIRED UNDER CERTAIN STATE LAWS ARE DEEMED APPROVED, RECEIVED AND AGREED TO BY YOUR USE.

Intellectual Property Rights

This Website and all the materials on it are the property of either RMHA or a third-party licensor and are protected by copyright, trademark, and other intellectual property laws. This includes, without limitation, all personal contact information of RMHA members and staff, any text, graphics, logos, icons, link buttons, photographs, audio or video material or stills from audiovisual material available on the Website. You agree to use the Website only as authorized by RMHA and not in any manner that violates the privacy rights, publicity rights, copyrights, trademark rights, patent rights, contract rights, or any other rights belonging to RMHA or a third party. Unless authorized in this Agreement, you agree not to modify, copy, reproduce, republish, upload, frame , post, transmit, translate, sell, create derivative works, exploit, or distribute in any manner or medium (including by email or other electronic means) any material from the Website, without the express written consent of RMHA.

For RMHA’s privacy policy for users, click here.

Rocky Mountain Home Association and all taglines and stylized logo treatments are trademarks of RMHA and shall not be used without its permission. All other trademarks used in the Website are the property of their respective owners.

Third Party Links

The Website may provide links to sites of third parties. RMHA does not endorse, approve, certify, or control these external Internet sites and does not guarantee the accuracy, completeness, timeliness or correct sequencing of information located at such sites. Use of any information obtained from such addresses is voluntary, and reliance on it should only be undertaken after an independent review of its accuracy, completeness, and timeliness. You agree RMHA is not responsible for the quality, accuracy, timeliness, reliability, or any other aspect of any product or service offered or provided by a third party. You agree that RMHA is not liable for any damages that you incur, and you will not assert any claims against RMHA, arising from your purchase or use of any products or services made available by third parties through the Website. You agree to read and accept the Privacy Policy of any site linked in the Website.

Member Information

In no event may information about members of RMHA, including but not limited to addresses, telephone numbers or email addresses, be copied, collected, compiled, scraped, linked, or otherwise taken from the Website and used for commercial purposes without prior written permission from RMHA or the specific third-party.

Lender-Related Third Party Links

This disclosure statement pertains to the conduct of RMHA in connection with the mortgage loan industry and RMHA member sites linked herein.

RMHA is a trade association. You understand RMHA is not a bank, lender, mortgage broker, loan originator, loan processor or underwriter (collectively, “Lenders”). You understand RMHA does not aid or assist in obtaining loans or loan applications, nor in setting or negotiating any terms thereof, nor in making loan or loan application decisions. You understand RMHA does not offer loans and does not solicit or participate in the solicitation of loans or loan applications. You understand RMHA does not take applications for loans or credit. You understand RMHA does not endorse or recommend any Lender, nor any of the products, rates or offerings of any Lender.

You understand any request for, inquiry about or agreement to receive or be contacted about loans, loan applications, quotes, pre-qualifications, pre-approvals, loan commitments or loan-related transactions by any consumer (e.g., by way of links on the Website) will not be responded to by RMHA for any loan-related transaction or other loan or credit product. You agree that nothing contained in any mortgage-related ad or other ad is an offer or solicitation by RMHA to provide any loan-related transaction. You understand all decisions regarding loans transactions are not made by RMHA but are made solely by Lenders that might have links on the Website.

You agree that RMHA does not make or give any guarantee regarding, and assumes no responsibility for, any such decisions, nor any acts or omissions of banks, lenders, brokers or other loan professionals, nor any result or consequence (direct or indirect) of any business transaction (actual, proposed or discussed) or related communications between lenders, brokers or other loan professionals and any other person, nor any rates. You agree RMHA shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of the Website or the services offered by Lenders. You agree RMHA is not responsible for any errors or delays caused by you or any Lenders in the loan process.

You agree the foregoing disclosures reflect RMHA’s good faith conclusions regarding the subject matter of such disclosures, and you accept and agree RMHA takes no responsibility for, and shall have no liability as a result of or in connection with, any assertions, findings or conclusions that might be made, adjudicated, established or otherwise reached by anyone, nor any actual or alleged inaccuracy of or other fault with any such disclosures.

Disclaimer of Warranties

YOU EXPRESSLY UNDERSTAND AND AGREE THAT: A) YOUR USE OF AND RELIANCE UPON ANY AND ALL OF THE WEBSITE IS AT YOUR SOLE RISK AND IS MADE AVAILABLE ON AN “AS IS” AND “AS AVAILABLE” BASIS. RMHA MAKES NO EXPRESS OR IMPLIED REPRESENTATIONS, WARRANTIES, OR GUARANTEES WITH REGARD TO THE APPROPRIATENESS, ACCURACY, SUFFICIENCY, CORRECTNESS, VERACITY, VALUE, COMPLETENESS, OR TIMELINESS OF THE WEBSITE OR ITS CONTENT AND B) YOU EXPRESSLY DISCLAIMS ALL RMHA WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

Limitation of Liability

YOU AGREE THAT IN NO EVENT SHALL RMHA BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE EITHER THE CONTENT, USE OR PERFORMANCE OF THE WEBSITE, WITH THE DELAY OR INABILITY TO ACCESS OR USE THE WEBSITE, OR FOR ANY CONTENT, SOFTWARE, PRODUCTS AND SERVICES MADE AVAILABLE OR OBTAINED THROUGH THE WEBSITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF RMHA HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. YOU AGREE USE OF THE WEBSITE AND ITS CONTENT IS DONE AT YOUR OWN DISCRETION AND RISK. YOU WILL BE SOLELY RESPONSIBLE FOR ANY PERSONAL DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS THEREFROM.

IF YOU ARE DISSATISFIED WITH THE WEBSITE, OR WITH ANY OF THE WEBSITE’S TERMS AND CONDITIONS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

RMHA reserves the right, at any time and in its sole discretion, to discontinue, suspend, or terminate the participation of you from using or participating on the Website.

Not Legal Advice

The Website is designed for educational and informational purposes only. The information contained on the Website does not and is not intended to convey legal advice and does not constitute the practice of law. You should not rely on the information on this Website as a substitute for, nor does it replace, professional legal advice. If you have any concerns or questions about a legal matter, you should consult with a licensed lawyer for personal legal advice. RMHA is not responsible for any actions or inaction on your part based on the information that is presented on this Website. Use of this Website does not create an attorney-client relationship with RMHA or any of its staff or members.

Applicable Law

You agree this Agreement is governed by the laws of the State of Colorado, U.S.A. without regard to conflicts of laws or principles. You hereby consent to the exclusive jurisdiction and venue of courts sitting in Denver County, Colorado in all disputes arising out of or relating to accessing or using of the Website.