MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

Showing 1-12 of 232 MH Advantage homes for order

ManufacturedMH AdvantageFeatured

RC / RC2756D

Built by: Karsten Homes
Beds: 3
Baths: 2
Sq Ft: 1512
W x L: 27'0" x 56'0"
Quality built, family homeowner preferred floor plan features spacious living room open to beautiful large kitchen wih lot...
ManufacturedModularMH AdvantageFeatured

Cedar Canyon / 2086 Privacy Porch

Offered by: Alpine Homes
Beds: 3
Baths: 2
Sq Ft: 2124
W x L: 29'6" x 72'0"
Top quality estate sized family home features spacious living room overlooking unique fully integrated rear covered porch ...
ManufacturedModularMH AdvantageFeatured

Cedar Canyon / 2076

Offered by: Alpine Homes
Beds: 3
Baths: 2
Sq Ft: 2321
W x L: 44'0" x 54'0"
Cedar Canyon 2076 - 3 Bdr / 2 Bath / 2321 sqft. - Great floor plan for everyday living and hosting the parties at your new...
ManufacturedModularMH AdvantageFeatured

Cedar Canyon / 2077

Offered by: Alpine Homes
Beds: 3
Baths: 2
Sq Ft: 2242
W x L: 29'6" x 76'0"
Cedar Canyon 2077 - 3 Bdr / 2 Bath / 2242 sqft. - Walk in to a formal foyer and through an arched opening to a spacious li...
ManufacturedModularMH AdvantageFeatured

Grand Manor / 6009

Offered by: Alpine Homes
Beds: 3
Baths: 2
Sq Ft: 1998
W x L: 29'0" x 68'0"
3 Bdr / 2 Bath / 1998 sqft. - The Grand Manor 6009 is Kit's first of the new Grand Manor series. This Grand Manor Signatur...
ManufacturedModularMH AdvantageFeatured

LandMark Signature / 1 - 2LM2202R

Built by: Commodore Homes
Beds: 3
Baths: 2
Sq Ft: 1859
W x L: 28'0" x 68'0"
1 - 2LM2202R
ManufacturedModularMH Advantage

Central Great Plains / CN961

Built by: Champion Homes
Beds: 3
Baths: 2
Sq Ft: 1798
W x L: 29'0" x 62'0"
Modern kitchen with large center island opens to spacious living room, convenient large utility/laundry/mudroom with an ab...
ManufacturedModularMH Advantage

Central Great Plains / CN960

Built by: Champion Homes
Beds: 3
Baths: 2
Sq Ft: 1740
W x L: 29'0" x 60'0"
Quality built home boast extra large living room opening to beautiful kitchen with large center island, utility/laundry ro...
ManufacturedModularMH Advantage

Central Great Plains / CN844

Built by: Champion Homes
Beds: 3
Baths: 2
Sq Ft: 1174
W x L: 26'8" x 44'0"
Skillfully designed three bedroom home with no wasted hallway space features beautiful well equipped kitchen, spacious liv...
ManufacturedModularMH Advantage

Central Great Plains / Grandeur CN976

Built by: Champion Homes
Beds: 4
Baths: 2
Sq Ft: 2204
W x L: 29'0" x 80'0"
Grandeur CN976
ManufacturedModularMH Advantage

Central Great Plains / CN204

Built by: Champion Homes
Beds: 3
Baths: 2
Sq Ft: 1740
W x L: 29'0" x 56'0"
CN204
ManufacturedModularMH Advantage

Catena / CTN-C23

Built by: Champion Homes
Beds: 3
Baths: 2
Sq Ft: 1972
W x L: 29'0" x 68'0"
CTN-C23
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