MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

Showing 61-72 of 320 MH Advantage homes for order

ManufacturedMH Advantage

Summit / SUM3076A

Built by: Karsten Homes
Beds: 4
Baths: 2
Sq Ft: 2115
W x L: 30'0" x 76'0"
SUM3076A - 93SUM30764AH - Expansive beautifully crafted home features wrap around covered porches ideal for indoor and out...
ManufacturedMH Advantage

Karsten Collection / K2744A

Built by: Karsten Homes
Beds: 3
Baths: 2
Sq Ft: 1188
W x L: 27'0" x 44'0"
K2744A - 93KAR27443AH - Affordable quality built small family home with big home features absence of space wasting hallway...
ManufacturedMH Advantage

Karsten Collection / K2760A

Built by: Karsten Homes
Beds: 3
Baths: 2
Sq Ft: 1620
W x L: 27'0" x 60'0"
K2760A - 93KAR27603AH - Customizable family home features expansive living room open to modern well equipped and appointed...
ManufacturedMH Advantage

RC / R2760B

Built by: Karsten Homes
Beds: 3
Baths: 2
Sq Ft: 1620
W x L: 27'0" x 60'0"
Beautifully crafted and skillfully designed home featuring covered porch entry to large open concept living room, dining r...
ManufacturedMH Advantage

Karsten Collection / K3060A

Built by: Karsten Homes
Beds: 3
Baths: 2
Sq Ft: 1800
W x L: 30'0" x 60'0"
K3060A - 93KAR30603AH - Ideal family home features spacious living room opening to bright modern kitchen with center islan...
ManufacturedMH Advantage

Summit / SUM3068A

Built by: Karsten Homes
Beds: 3
Baths: 2
Sq Ft: 1875
W x L: 30'0" x 68'0"
SUM3068A - 93SUM30683AH - Skillfully designed for indoor outdoor family lifestyles with wrap around fully integrated cover...
ManufacturedMH Advantage

RC / RC3064B

Built by: Karsten Homes
Beds: 3
Baths: 2
Sq Ft: 1920
W x L: 30'0" x 64'0"
Quality built, skillfully designed family home features spacious living room open to large beautiful kitchen with optional...
ManufacturedMH Advantage

RC / RC4068B

Built by: Karsten Homes
Beds: 4
Baths: 3
Sq Ft: 2754
W x L: 40'0" x 68'0"
Beautifully crafted estate size home ideal for entertaining large gatherings of family and friends, featuring fully integr...
ManufacturedMH Advantage

RC / RC3060A

Built by: Karsten Homes
Beds: 3
Baths: 2
Sq Ft: 1800
W x L: 30'0" x 60'0"
Quality crafted family home features spacious living room and dining room open to large modern island kitchen with ample h...
ManufacturedMH Advantage

RC / RC4072A

Built by: Karsten Homes
Beds: 4
Baths: 3
Sq Ft: 2979
W x L: 40'0" x 72'0"
Sprawling estate size well built and and well planned triple section home loaded with outstanding features and amenities i...
ManufacturedMH Advantage

RC / RC3076A

Built by: Karsten Homes
Beds: 3
Baths: 2
Sq Ft: 2280
W x L: 30'0" x 76'0"
Large well designed and quality crafted family home designed to maximize living space absence space wasting hallways; larg...
ManufacturedMH Advantage

RC / RC3068B

Built by: Karsten Homes
Beds: 3
Baths: 2
Sq Ft: 2040
W x L: 30'0" x 68'0"
Quality built home ideal for today’s family dynamic features spacious living room, large well equipped modern kitchen wit...