MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

Showing 85-96 of 348 MH Advantage homes for order

ManufacturedModularMH Advantage

Cedar Canyon / 2067

Offered by: Alpine Homes
Beds: 4
Baths: 3
Sq Ft: 2065
W x L: 29'6" x 70'0"
4 Bdr / 3 Bath / 2065 sqft. - Several customizable options in this popular dual master suites floor plan layout with avail...
ManufacturedModularMH Advantage

Cedar Canyon / 2072

Offered by: Alpine Homes
Beds: 3
Baths: 2
Sq Ft: 1174
W x L: 26'8" x 44'0"
3 Bdr / 2 Bath / 1174 sqft. - Skillfully conceived affordable family home with spacious living room, beautiful modern kitc...
ManufacturedModularMH Advantage

Cedar Canyon / 2075

Offered by: Alpine Homes
Beds: 3
Baths: 2
Sq Ft: 1760
W x L: 26'8" x 66'8"
3 Bdr / 2 Bath / 1760 sqft. - Cedar Canyon Model 2075 is 1760 square foot home designed with family lifestyle in mind. Gre...
ManufacturedModularMH Advantage

Pinehurst / 2509

Offered by: Alpine Homes
Beds: 3
Baths: 2
Sq Ft: 1600
W x L: 26'8" x 60'0"
3 Bdr / 2 Bath / 1600 sqft. - Pinehurst 2509 is a great home to start your family, with plenty of living space. This home ...
ManufacturedModularMH Advantage

Central Great Plains / CN961

Built by: Champion Homes
Beds: 3
Baths: 2
Sq Ft: 1798
W x L: 29'0" x 62'0"
Modern kitchen with large center island opens to spacious living room, convenient large utility/laundry/mudroom with an ab...
ManufacturedModularMH Advantage

Central Great Plains / CN960

Built by: Champion Homes
Beds: 3
Baths: 2
Sq Ft: 1740
W x L: 29'0" x 60'0"
Quality built home boast extra large living room opening to beautiful kitchen with large center island, utility/laundry ro...
ManufacturedModularMH Advantage

Central Great Plains / CN844

Built by: Champion Homes
Beds: 3
Baths: 2
Sq Ft: 1174
W x L: 26'8" x 44'0"
Skillfully designed three bedroom home with no wasted hallway space features beautiful well equipped kitchen, spacious liv...
ManufacturedModularMH Advantage

Enterprise / FH64

Built by: Champion Homes
Beds: 3
Baths: 2
Sq Ft: 1856
W x L: 29'0" x 64'0"
Quality family home with stylish features including large elegant kitchen with numerous convenient amenities including ove...
ManufacturedModularMH Advantage

Enterprise / FH60

Built by: Champion Homes
Beds: 3
Baths: 2
Sq Ft: 1740
W x L: 29'0" x 60'0"
Stylish easy flow floor plan with spacious living room open to beautiful island kitchen, extra spacious privately located ...
ManufacturedModularMH Advantage

Central Great Plains / CN976

Built by: Champion Homes
Beds: 4
Baths: 2
Sq Ft: 2204
W x L: 29'0" x 80'0"
Grandeur CN976
ManufacturedModularMH Advantage

Catena / R30

Built by: Champion Homes
Beds: 3
Baths: 2
Sq Ft: 1600
W x L: 26'8" x 60'0"
Redman Catena R30
ManufacturedModularMH Advantage

Catena / R20

Built by: Champion Homes
Beds: 3
Baths: 2
Sq Ft: 1493
W x L: 26'8" x 56'0"
Redman Catena R20