MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

Showing 73-84 of 318 MH Advantage homes for order

ManufacturedMH Advantage

RC / RC3068B

Built by: Karsten Homes
Beds: 3
Baths: 2
Sq Ft: 2040
W x L: 30'0" x 68'0"
Quality built home ideal for today’s family dynamic features spacious living room, large well equipped modern kitchen wit...
ManufacturedMH Advantage

RC / RC3068A

Built by: Karsten Homes
Beds: 3
Baths: 2
Sq Ft: 2010
W x L: 30'0" x 68'0"
Beautifully crafted spacious homeowner preferred easy flow floor plan features stately recessed porch entry and foyer into...
ManufacturedMH Advantage

RC / RC3062A

Built by: Karsten Homes
Beds: 3
Baths: 2
Sq Ft: 1860
W x L: 30'0" x 62'0"
Bright modern home features large living room with lots of large windows allowing natural light to permeate throughout ho...
ManufacturedMH Advantage

RC / RC3037A

Built by: Karsten Homes
Beds: 2
Baths: 2
Sq Ft: 1350
W x L: 30'0" x 37'0"
Smaller size home with big home modern features including unique covered porch into the main living areas with spacious li...
ManufacturedMH Advantage

RC / R4068A

Built by: Karsten Homes
Beds: 4
Baths: 3
Sq Ft: 2754
W x L: 40'0" x 68'0"
Beautfully crafted estate size home boasts covered porch entry into expansive great room/dining room, ultra modern island ...
ManufacturedMH Advantage

RC / R2752B

Built by: Karsten Homes
Beds: 3
Baths: 2
Sq Ft: 1404
W x L: 27'0" x 52'0"
Well built skillfully designed mid-size family home with covered porch entry to large living room with multiple windows al...
ManufacturedMH Advantage

RC / KS2752A

Built by: Karsten Homes
Beds: 3
Baths: 2
Sq Ft: 1404
W x L: 27'0" x 52'0"
Well planned home with zero hallways features spacious living room and dining area open to beautiful bright modern kitchen...
ManufacturedMH Advantage

Karsten Collection / K3070A

Built by: Karsten Homes
Beds: 3
Baths: 2
Sq Ft: 2100
W x L: 30'0" x 70'0"
Skillfully designed large family home features expansive living room open to large modern well equipped kitchen with wrap ...
ManufacturedMH Advantage

Karsten Collection / K2776A

Built by: Karsten Homes
Beds: 4
Baths: 2
Sq Ft: 2052
W x L: 27'0" x 76'0"
Beautifully constructed rambling well planned family home features spacious living room, bright modern island open concept...
ManufacturedMH Advantage

The Anniversary / 3.0T

Built by: Karsten Homes
Beds: 3
Baths: 2
Sq Ft: 1620
W x L: 27'0" x 60'0"
3.0T - 93ANN27603AH - High quality well designed family home features spacious dormer living room open to bright modern ki...
ManufacturedMH Advantage

Wave Series / The Wave

Built by: Karsten Homes
Beds: 4
Baths: 2
Sq Ft: 2052
W x L: 27'0" x 76'0"
The Wave - 93WVE27764AH - Large affordable well planned spacious family home features expansive living room open to large ...
ManufacturedMH Advantage

Tranquility Series / TR3062A

Built by: Karsten Homes
Beds: 3
Baths: 2
Sq Ft: 1860
W x L: 30'0" x 62'0"
TR3062A - 93TRA30623AH - Handsomely crafted mid size family home well planned for today’s family dynamic, includes recesse...