MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

Showing 109-120 of 319 MH Advantage homes for order

ManufacturedModularMH Advantage

Lifestyle / Rainbow Trout SCI643

Built by: Champion Homes
Beds: 3
Baths: 2
Sq Ft: 1707
W x L: 26'8" x 64'0"
Rainbow Trout SCI643
ManufacturedModularMH Advantage

Central Great Plains / CN876

Built by: Champion Homes
Beds: 3
Baths: 2
Sq Ft: 2027
W x L: 26'8" x 76'0"
Sprawling well designed home with spacious living room, den, extra large family room, large beautiful kitchen, formal dini...
ManufacturedModularMH Advantage

Central Great Plains / CN860

Built by: Champion Homes
Beds: 3
Baths: 2
Sq Ft: 1600
W x L: 26'8" x 60'0"
Stylish beautiful kitchen features convenient large island work station, snack/serving bar, floor to ceiling walk-in pantr...
ManufacturedModularMH Advantage

Central Great Plains / CN852

Built by: Champion Homes
Beds: 3
Baths: 2
Sq Ft: 1386
W x L: 26'8" x 52'0"
Efficiently designed mid size home with great floor plan with no wasted hallway space, featuring spacious living room, bri...
ManufacturedModularMH Advantage

Central Great Plains / CN854

Built by: Champion Homes
Beds: 3
Baths: 2
Sq Ft: 1333
W x L: 26'8" x 50'0"
Affordable midsize quality home with modern bright center kitchen, spacious living room, king size bedrooms, elegant baths...
ManufacturedModularMH Advantage

Enterprise / FH76

Built by: Champion Homes
Beds: 4
Baths: 2
Sq Ft: 2204
W x L: 29'0" x 76'0"
This manufactured home is built to the federal (HUD) building code for manufactured housing.
ManufacturedModularMH Advantage

Enterprise / FH72

Built by: Champion Homes
Beds: 4
Baths: 2
Sq Ft: 2088
W x L: 29'0" x 72'0"
Sprawling quality built family home features spacious living room open to beautiful gourmet style island kitchen, extra la...
ManufacturedModularMH Advantage

Enterprise / FH68

Built by: Champion Homes
Beds: 4
Baths: 2
Sq Ft: 1972
W x L: 29'0" x 68'0"
Expansive family home features recessed entrance foyer into spacious living room, large modern well equipped island kitche...
ManufacturedModularMH Advantage

Enterprise / FH56

Built by: Champion Homes
Beds: 3
Baths: 2
Sq Ft: 1624
W x L: 29'9" x 56'0"
Value oriented perfectly proportioned family home with modern state of the art island kitchen, spacious open living room, ...
ManufacturedModularMH Advantage

Enterprise / FH78

Built by: Champion Homes
Beds: 3
Baths: 2
Sq Ft: 1813
W x L: 29'0" x 72'0"
FH78
ManufacturedModularMH Advantage

Enterprise / FH57

Built by: Champion Homes
Beds: 3
Baths: 2
Sq Ft: 1493
W x L: 29'0" x 56'0"
FH57
ManufacturedModularMH Advantage

Foundations / 05-FD44

Built by: Champion Homes
Beds: 3
Baths: 2
Sq Ft: 1173
W x L: 26'8" x 44'0"
05-FD44